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Smiles, scholarships and Scottie Savers

Scottie Savers is a club for Community Resource Federal Credit Union members under 13.  It encourages them to save money by giving them prizes for deposits.

Scottie Savers is a club for Community Resource Federal Credit Union members under 13. It encourages them to save money by giving them prizes for deposits.

My favorite part is their philanthropy. CRFCU awards need-based college scholarships and holds fundraisers to support primarily the Mohawk Hudson Humane Society, the Capital District Community Gardens and the Interfaith Partnership for the Homeless. But they don’t just raise money – they get involved. Employees even receive up to three paid days off to volunteer for any of these charities.

For the second consecutive year, employees of CRFCU served the Holiday Meal for clients of Interfaith Partnership for the Homeless' Sheridan Hollow Drop-In Center. CRFCU also supports the South Colonie School District Bullying Prevention. And when Hurricane Irene damaged and destroyed homes, they donated and delivered gift cards to affected residents.

If you’re not 100 percent sure of the difference between a bank and a credit union, the answers might surprise you. For instance, credit unions are the only democratically controlled financial institutions in the United States. Members elect qualified, unpaid volunteers as the board of directors to oversee the credit union. When you join a credit union by opening a savings account, you become a shareholder with the right to vote for credit union officers.

“Credit union members are treated with respect and dignity because they're not just customers,” said Meola. “ They're owners.”

For more information about Community Resource Federal Credit Union, call 783-2211 or visit www.communityresource.coop/. They are located on 20 Wade Road in Latham and have fee-free ATMs all over the area.

Amy Wink Krebs lives in Albany, NY – what she likes to call “our pretty little city.” She loves discovering cool things for kids in the Capital District and then telling you about them. Please write to Amy at winklett@hotmail.com.

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